Start With a
15-Minute Fit Call
Every relationship begins with determining if we’re a good mutual fit. No pressure or sales presentations. We’ll have an honest conversation about your situation and our process.
Hinesville Office
322 N Main Street Hinesville, GA 31313
Phone: 912-622-6136
Valdosta Office
2935 N. Ashley Street, STE 115
Valdosta, GA 31602
Phone: 229-744-5074
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What People Ask About Working With Us
Here are the questions we hear most often from families and business owners considering our services.
What makes you different from other financial advisors?
We focus on authenticity and integration. What you see is what you get with us, and we coordinate closely with your attorney, accountant, and other professionals instead of working in isolation.
Do you only work with wealthy clients?
We work with three types of clients: traditional wealth management clients (often retirees), high-touch YRP® clients (usually business owners), and advisor partners. What matters most is that you’re genuinely nice people who share our values.
What’s a fit call and why is it required?
Every potential client starts with a 15-minute fit call to determine if we’re a good mutual fit. We don’t waste your time, and you don’t waste ours. If we’re not right for each other, we’ll tell you honestly.
Do you work with clients outside of Georgia?
Most of our clients are are in Georgia, but we do work with out-of-state clients, especially business owners who need our high-touch planning services. We aren’t afraid of airplanes.
What does “high-touch YRP® planning” mean?
It means we serve as your financial quarterback, coordinating all aspects of your financial life including working with your attorney, accountant, and insurance professionals. We charge our investment management fee1 plus hourly fees2 for this additional planning work.
Are you affiliated with Raymond James?
Yes, we’re affiliated with Raymond James Financial Services, which provides us access to investments, technology, and compliance support while allowing us to maintain our independent, client-focused culture.
How long have you been in business?
We’ve been serving Southern Georgia families and business owners for over 20 years. Our founder Matt Cardella has been in practice for over 20 years.
Do you help with business succession planning?
Absolutely. We work closely with business owners on succession planning, business valuations, tax strategies, and coordinating with attorneys and accountants to help you transition your business successfully.
1 In a fee-based account, clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm’s Form ADV Part 2 as well as the client agreement. Services rendered will be dependent on applicable agreements.
2 The Financial Planning or Consulting services listed are generally those offered under the Wealth Advisory Services Agreement. However, fees and services are customized with each client agreement. For a complete list of fees and available services, please consult the most current Form ADV Part 2A and the Wealth Advisory Services Agreement that you may obtain from your Investment Adviser
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.